Turn Your Experience Into Opportunity
Are you someone who enjoys connecting with others, building relationships, and creating opportunities through your personal and professional network?
Luso-American Financial is seeking motivated, relationship-driven professionals interested in representing Luso as independent life insurance agents.
We’re not a traditional life insurance company. Luso-American Financial is a member-owned Fraternal Benefit Society. In addition to helping individuals and families protect their financial futures, our organization supports the communities we serve through member programs, education, events, sponsorships, charitable initiatives, and community support.
That means the work our agents do can have an impact beyond the individual policyholder.
This independent contractor opportunity is ideal for professionals looking to supplement their income, develop a long-term client base, or grow an insurance business while maintaining flexibility and independence.
What You’ll Do
- Build relationships within your personal, professional, and community networks.
- Meet with individuals and families to understand their financial protection needs.
- Recommend appropriate life insurance and fixed annuity solutions based on client goals and needs.
- Develop new business through networking, referrals, community involvement, and company-supported opportunities.
- Maintain an organized pipeline of prospects and follow-up activities.
- Participate in product and sales training.
- Represent Luso-American Financial with professionalism, integrity, and a member-first mindset.
Qualifications
Required
- Active Life Insurance License or the ability and willingness to obtain one before conducting activities requiring licensure.
- Strong interpersonal and communication skills.
- Self-motivated and comfortable working independently.
- Organized and able to manage prospects and follow-up activities.
- Comfortable developing business through networking and referrals.
- Proficient with email, Microsoft Office, and basic technology.
Preferred
- Experience in insurance, financial services, real estate, mortgage lending, banking, business development, or another relationship-based profession.
- An established professional or community network.
- Consultative sales or business development experience.
- Bilingual skills are a plus, but not required.
What Luso Provides
- Flexibility to build your business around your schedule.
- Comprehensive product and sales training.
- Marketing resources and support.
- CRM and digital sales tools.
- Access to a limited number of company-provided leads.
- Ongoing support from the Luso team.
- The opportunity to represent a mission-driven organization with more than 150 years of history and deep community roots.
Compensation
This is an independent contractor, commission-based opportunity. Agents are not salaried employees of Luso-American Financial. Compensation is based on individual production and applicable commission schedules.
Learn more about becoming a Luso Representative.

