Term With Return of Premium (ROP)

Term insurance, which at the end of the period, 100% of the premiums paid are returned to you.

Death benefits are payable if you die during the term period.  Term policies generally provide the most insurance protection for the premium dollar.  At each renewable period your premium will be higher, but you are guaranteed coverage as long as you pay your premium.

Our term policies are renewable to age 95, and they can be converted to Uni-life plan without evidence of insurability to age 65.

Minimum Issue: $50,000