Term Life Insurance

Term life insurance provides coverage for a specified period of time or term. It is ideal choice for those who need protection for a fixed period of time or do not have the financial resources to buy permanent life insurance.

 Luso-American offers several term plans:

Annual Renewable Term to Age 95
Certificates are renewable annually until age 95. A level death benefit with premiums increasing yearly.

10-year Level Term
Certificates are renewable annually for 10 years. Premiums remain level for the entire 10 years.

15-year Level Term
Certificates are renewable annually for 15 years. Premiums remain level for the entire 15 years.

20-year Level Term. 
Certificates are renewable annually for 20 years. Premiums remain level for the entire 20 years.