• Welcome to Luso-American !

    LUSO is a world where Family Values prevail - a world where we Stand by and Believe in our Young People and ultimately a world where the Portuguese Language & Culture are kept alive for Future Generations.


    The LUSO Education Savings Account (ESA) is currently earning 3% ! For more information call 877.525.5876 today!


    Ask us how the LUSO Annuity program can help! Contact a Field Representative today!

Luso Luso

Luso-American Life Insurance Society

  • The Luso-American Life Insurance Society is a fraternal benefit society domiciled in the state of California, whose mission statement is “To be the premier provider of life insurance products and fraternal services to the Luso-American communities”.
  • With roots tracing back to 1868, our Branch network of fraternal councils and lodges, “Luso” has been helping generations of families thrive by promoting the fraternal, civic, cultural, social and educational ideals of the communities we live in.
  • Please enjoy our site by clicking any of the “Learn More” buttons or contact us with any questions you may have!

The Branches of the Luso-American Family:

Luso-American Fraternal Federation History

This fraternal Branch of the Luso-American Life Insurance Society was formally born in 1957 with the unification of the Benevolent Society of California and the Uniăo Portuguesa Continental do Estado da California under the formation of the United National Life Insurance Society. The largest of our three fraternal branches, LUSO as it is affectionately known, has become synonymous with the preservation and promotion of Portuguese culture in California.

The Luso-American Fraternal Federation is charged with the responsibility of civic, cultural, educational, social and fraternal activities of the society.  The participation of members of all age group in these activities insures that the Society is and will remain a family oriented organization.  The role of the subordinate councils of the Federation is one of community and fraternal involvement.  Regular meetings are held and every year each council sponsors a reception honoring the Federation President.  The President, as well as all the other officers and directors, are elected at the Annual Convention where delegates representing all subordinate councils meet to establish and adopt continuing programs of fraternal and civic activities.  Members of the Federation are predominantly of Portuguese ancestry, however, membership is open to all ages, male and female, regardless of race, color or creed.  Because of the diversity of ages among the membership, the Federation established several auxiliary groups to meet the individual needs of each age segment while maintaining the large family concept.

Youth Department

One of the primary goals of the Luso-American Fraternal Federation is to keep the young members of the community interested in its aims and purposes and to prepare them for future leadership responsibilities.  

To  insure this important goal, in 1955 a youth department with its own administration was created allowing the youth to establish their own youth councils, and develop programs and supervise activities designed to give them the opportunity to learn the culture, traditions of their Portuguese ancestors and enhance their knowledge of fraternalism, parliamentary procedure and importance of civic involvement in their communities. Every year the youth councils sponsor a queen contest to help fund college scholarships for fellow youth members, and as part of their contribution to the Annual Convention, present a program, in which they perform either in a dance category or in the musical variety category.  This "Youth Theatrical Performance" is a focal point for everyone attending our Annual Convention.  At the Annual Convention, the youth also elect their own President and slate of officers.  Throughout the year, they actively participate in receptions and events honoring the Federation President and their own State Youth President.

20-30's Associates

In 1968, Luso-American Fraternal Federation wanted to bridge the gap among our youth and adult members and place the most decisive hopes and trust, in young men and women from the ages of 18 to 40 years and Luso-American Fraternal Federation would call them, the "20-30 Associates". 

The rules and regulations for this group state, "the purpose of the '20-30 Associates' is to unite a body of people in the intermediate age of the membership in the Society with a common interest in promoting the cultural heritage, aims and purposes of the Luso-American Fraternal Federation as an auxiliary to the Society.  As an organization, the "20-30 Associates" are divided into "Regions" within the State of California, each promoting social, civic and fraternal programs for the general welfare and enjoyment of its members, who have their own regional officers and committees, and for the welfare of the LUSO Family and of the community.  This type of assigned authority raises funds for deserving causes like educational and civic projects; it promotes regional interest and participation; it stimulates the members to take an active part in the activities in the region; it assists the young in promoting development and leadership, giving as well incentive for personal initiative and citizenship; it designs and implements projects to meet the social needs of each region; and unites, supervises and reports the accomplishments of each Region. At the Annual Convention, the 20-30's Associates elect their President and own slate of officers, and during the year participate in the receptions and events honoring the Federations President, Youth President and their own 20-30's President.

Sociedade Portuguesa Rainha Santa Isabel

This fraternal Branch was merged into the Luso-American Life Insurance Society in 2008. Known for decades as the "SPRSI", this organization was originally founded in 1898 in Oakland California. With membership and councils throughout the state of California, the SPRSI holds dear their dedication to St. Isabel and its storied traditions.

Portuguese Continental Union

This fraternal Branch was merged into the Luso-American Life Insurance Society in 2002. Based out of our East Coast office in Lexington Massachusetts, the "PCU" was founded in 1925. The PCU continues to serve as the only Portuguese-based fraternal benefit society to service the needs of the Portuguese community in the states of Massachusetts, Connecticut, New Hampshire, New Jersey, New York, Pennsylvania and Rhode Island.

Luso-American Education Foundation

The Luso-American Education Foundation was organized by a group of citizens of Portuguese origin in 1963. The Foundation's goals are to foster, sponsor and perpetuate the Portuguese language and culture in the United States. The Foundation provides scholarships and educational grants in various categories and sponsors student exchange programs, annual education conferences, summer youth educational camps and Portuguese Day activities.

Headquartered in Dublin, California with a branch in Lexington, Massachusetts, Luso-American Education Foundation (LAEF) is a 501c3 non-profit organization. We are a branch of Luso-American Life Insurance Society (founded in 1868) and proudly serve the community at large.


  • To lead initiatives for the advancement of the Portuguese culture and language.
  • To support qualified students in accessing higher education.
  • To foster life-long learning programs.



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